Steady — Book & Toolkit

Description

Everything in The Book, plus the Toolkit. The 16-page One-Page Money System ebook bundled with a 14-page fillable companion workbook — designed in the same minimal-luxury style.

The Toolkit turns the ideas into working pages you print or type into:

• Rolling-Average Calculator (12-month income grid)
• Three Vaults Allocation worksheet
• 30% Tax Reserve tracker (Q1–Q4)
• Deductions Log
• Buffer / Flex-Rule worksheet
• Bank-Account Setup Map
• Weekly 12-Minute Check-in sheets
• 90-Day Setup checklist, Zero-Income Emergency Plan, Goals & Net-Worth tracker, and reflection pages

Delivered as one print-ready PDF (30 pages total). Presented by Nexo Vault.

Frequently Asked Questions

What’s the difference between The Book and the Book & Toolkit?
The Book teaches the system. The Toolkit gives you the fillable worksheets, trackers and templates to actually run it — a rolling-average calculator, three-vaults worksheet, tax tracker, deductions log, and weekly check-in sheets you print or type into.

How do I budget on an irregular freelance income?
You pay yourself a steady paycheck from a rolling average of recent income, split each payment into Spend / Tax / Buffer vaults, and run a twelve-minute weekly check-in. The Toolkit worksheets walk you through each step.

Can I type into the worksheets or do I have to print them?
Both. The PDF has fillable-style pages — print them and write by hand, or type directly into them on your computer or tablet.

How much should I set aside for taxes as a freelancer?
The included 30% Tax Reserve tracker helps you move a fixed share to a separate vault every time you’re paid. (General guidance, not tax advice — confirm your rate with your accountant.)

Is this an instant digital download?
Yes — a print-ready PDF delivered instantly after purchase. Works for freelancers, contractors, gig workers, and self-employed small-business owners.